Your Insurance Lady, LLC
Sassia Niederste-Hollenberg
Presription Drug Plans from Your Insurance Lady, LLC
How Do Prescription Drug Plans Work?
Here is important information you need to know about owning a prescription drug plan:
2026
Annual Deductible — You are responsible for 100% of your prescription drug costs until your deductible is met. Your plan may have an annual deductible of no more than $615. Some plans carry a zero-dollar deductible. In some plans, the deductible may not apply to certain low-cost or generic drugs.
Initial Coverage — You pay up to 25% of coinsurance for medication covered in your plan’s formulary or list of covered medications. Your maximum out-of-pocket cost will be $2,100.
Catastrophic Coverage – Once you have incurred the maximum out-of-pocket cost of $2,100, your coverage does not end.
All medications covered on the formulary from this point forward will be covered at 100%.
PLAN YEAR RESTARTS
No matter what, everything resets on January 1, and you return to the deductible stage at the beginning of the next year.
How would I enroll?
Fill out the form and we will be in contact soon or press the "Click to Call" button above to call us today!
See Which Plans Are In Your Area Today
By providing the information above, I grant permission for Sassia Niederste-Hollenberg, a licensed insurance agent, to call or email me to discuss Medicare insurance options.
This is a solicitation for insurance.
No cost, no obligation. Speaking with one of our licensed sales agents is free of charge, and you are under no obligation to enroll in a plan.
By calling 859-587-3636, scheduling online, or clicking a link on this site, you will be connected to Sassia Niederste-Hollenberg, a licensed sales agent/broker with Your Insurance Lady, LLC. Our agency is licensed and certified to discuss Medicare Advantage, Prescription Drug, and Medicare Supplement plans.
Medicare has neither reviewed nor endorsed this information. This is a solicitation for insurance.
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Your Insurance Lady, LLC Copyright 2025
All Rights Reserved
By providing the information above, I grant permission for Sassia Niederste-Hollenberg, a licensed insurance agent, to call or email me to discuss Medicare insurance options.
This is a solicitation for insurance.
We do not offer every plan available in your area. Currently we represent 9-11 organizations which offer 67 - 118 products in your area. Please contact Medicare.gov or 1–800–MEDICARE, or your local State Health Insurance Program to get information on all your options.
Your Insurance Lady, LLC nor our agents are connected with the Federal Medicare Program.
No cost, no obligation. Speaking with one of our licensed sales agents is free of charge, and you are under no obligation to enroll in a plan.
By calling 859-587-3636, scheduling online, or clicking a link on this site, you will be connected to Sassia Niederste-Hollenberg, a licensed sales agent/broker with Your Insurance Lady, LLC. Our agency is licensed and certified to discuss Medicare Advantage, Prescription Drug, and Medicare Supplement plans.
Medicare has neither reviewed nor endorsed this information. This is a solicitation for insurance.